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All real estate agents are NOT alike! Find out why I am a top real estate expert. Call me: 916-691-3607.
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Welcome! Thank you for taking the time to visit my website! I am confinent you will find all the information you desire for the Elk Grove and Sacramento County areas. Have Fun!
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ALERT! ALERT! ALERT! SHORT SALE INFORMATION - There are many ways to lose a home but signing away ownership in a manner that destroys credit, embarrasses the family and strips an owner of dignity is one of the hardest. For owners who can no longer afford to keep mortgage payments current, there are alternatives to bankruptcy or foreclosure proceedings. One of those options is called a "Short Sale". What is a Short Sale? A short sale happens when a lender(s) agrees to accept less than the amount owed against the home because there is not enough equity to sell and pay all the costs assoicated with the sale. Call Me Today! Million of Americans are suffering from the economic downturn and unfortunately 99% are victims of a real estate bubble. If you are unable to continue to make your mortgage payments - Call Me Today! I Can Help! I am an expert in negotiating with banks and assisting people like yourself to ensure a successful short sale transaction that will not only save your credit, but your dignity. Sincerely, Roy Coudright
916-691-3607
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Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes.
Need local real estate information? I've summarized much of what is important about the Elk Grove and Sacramento County area real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life and it would be my pleasure to assist you in the process. Sincerely, Roy Coudright  |
Financing Your Home >If You Are Self Employed
There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.
However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.
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| Q |
What real estate term was first used in the 19th century and means "a high-flying flag on a ship"?
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Skyscraper was first used in the 1880s when office buildings of 10 stories or more were built in Chicago and New York. |
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- NUMBER1EXPERT™ 
