Elk Grove, Sacramento and Laguna Creek real estate and homes for sale in California - Roy Coudright, REALTOR® Roy Coudright REALTOR(r) for Elk Grove, Sacramento and Laguna Creek, California real estate - NUMBER1EXPERT™ Roy Coudright NUMBER1EXPERT(tm) for Elk Grove, Sacramento and Laguna Creek, California real estate
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Roy Coudright, REALTOR®, real estate agent and broker for Elk Grove, Sacramento and Laguna Creek California home listings, property and land for sale - NUMBER1EXPERT(tm)
All real estate agents are NOT alike! Find out why I am a top real estate expert. Call me: 916-691-3607.







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First Time Homebuyers: Elk Grove, Sacramento and Laguna Creek California home buying, real estate listings, and homes for sale in Sacramento County, CA
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Elk Grove, Sacramento and Laguna Creek real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Closing or Settlement >Estimated Closing Costs

There is a federal law that requires mortgage lenders to give prospective buyers an itemized, "good-faith" estimate of their closing costs. Sometimes buyers arrive at the closing with this document in hand and proceed to question each item on the final closing statement that does not match the estimate exactly.

These "good-faith" estimates are just that--estimates. The lender's charges will be fairly accurate, but the charges for attorneys, termite inspections, title insurance, and other items that appear on the closing sheet may vary from the estimate. Some pro-rated items, such as taxes or homeowner's association fees, will also be different if you don't close on the date that was used to calculate the estimate. The purpose of the disclosure law is to give you a ball park figure of your closing costs. But the estimate you are given won't be to the penny--probably not even to the dollar!

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Real Estate Trivia
Q 
What is a "jumbo mortgage"?

A 
The term "jumbo mortgage" currently refers to a mortgage loan in excess of $359,650, although the threshold amount may change as the market fluctuates.
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Roy Coudright, REALTOR®, real estate agent and broker for Elk Grove, Sacramento and Laguna Creek California home listings, property and land for sale - NUMBER1EXPERT(tm)

Roy Coudright
Coldwell Banker

9250 Laguna Springs Drive, Ste 100
Elk Grove, CA. 95758
916-691-3607
916-684-7706
Fax: 916-683-4802
Email: roycoudright@NUMBER1EXPERT.com
DRE license No. is: 01131410

Hello, my name is Roy Coudright, and welcome to my website. Congratulations on taking the first step towards what will probably be the most important financial decision of your life. Whether you are selling a home or buying your first home, I can provide the service and expertise needed to assure a smooth and successful experience for you and your family. Remember, professionalism and service never go out of style! As America's NUMBER1EXPERT and one of Coldwell Banker's top producing agents with several hundred successful transactions in the last 13 years, I am Committed to Service! Call or email me today.

Equal Housing MLS REALTOR


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