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All real estate agents are NOT alike! Find out why I am a top real estate expert. Call me: 916-691-3607.
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"Roy was very helpful, insightful, courteous and pleasant to work with, while being very professional."
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Welcome! Thank you for taking the time to visit my website! I am confinent you will find all the information you desire for the Elk Grove and Sacramento County areas. Have Fun!
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ALERT! ALERT! ALERT! SHORT SALE INFORMATION - There are many ways to lose a home but signing away ownership in a manner that destroys credit, embarrasses the family and strips an owner of dignity is one of the hardest. For owners who can no longer afford to keep mortgage payments current, there are alternatives to bankruptcy or foreclosure proceedings. One of those options is called a "Short Sale". What is a Short Sale? A short sale happens when a lender(s) agrees to accept less than the amount owed against the home because there is not enough equity to sell and pay all the costs assoicated with the sale. Call Me Today! Million of Americans are suffering from the economic downturn and unfortunately 99% are victims of a real estate bubble. If you are unable to continue to make your mortgage payments - Call Me Today! I Can Help! I am an expert in negotiating with banks and assisting people like yourself to ensure a successful short sale transaction that will not only save your credit, but your dignity. Sincerely, Roy Coudright
916-691-3607
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Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes.
Need local real estate information? I've summarized much of what is important about the Elk Grove and Sacramento County area real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life and it would be my pleasure to assist you in the process. Sincerely, Roy Coudright  |
About Appraisals >Working With Appraisers
After the buyer and seller come to a "meeting of the minds" on the price of a house, there is one more person who must be convinced that the house is worth the selling price--the mortgage company's appraiser.
The appraiser looks for three similar houses that have sold in the same area within the last several months, and compares the selling prices of these homes with the one that is now on the market. The appraiser makes adjustments to account for the differences in each property, and averages the adjusted prices of the other three homes to arrive at a final opinion of value. In subdivisions or condominium projects where there are many similar properties and numerous recent sales, the appraiser's job is relatively easy. In neighborhoods of older homes that have been renovated or remodeled over the years, it can be like comparing apples and oranges.
If the appraiser's evaluation is lower than the selling price, it can stall the transaction because the lender may decline the buyer's loan because of the discrepancy. A real estate agent can work to minimize potential delays associated with the appraisal process by helping the seller to price the home as close to fair market value as possible.
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What building has been named the 21st Century Townhouse project?
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| A |
4 townhouse in Bowie, MD made of giant foam/board panels, concrete/styrofoam block frames, steel, and aerated concrete. |
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