The City of Sacramento is the hub of a four-county metropolitan region. Its dynamic business sector, international airport, expanding public transportation system (including Light Rail), affordable housing, and growing cultural, educational, and medical facilities serve the needs of 1.5 million people. If you take a closer look you'll see a collection of strong, vibrant communities in which to live, work, and play.

We enjoy professional ballet, opera, theater, outstanding museums, one of the best small zoos in the country, and the NBA's Sacramento Kings. Each year the city hosts the world's largest Dixieland Jazz Jubilee, and many other recreational, entertainment and cultural activities.

Two of California's largest rivers - the Sacramento and the American - converge here. The big city lights of San Francisco, the extraordinary beauty of Yosemite National Park, and world-class skiing at Lake Tahoe are all within a comfortable drive, and offer a wide variety of recreational and cultural activities.

Elk Grove is one of the fastest-growing towns in Sacramento County - it's family-oriented, an easy commute for Sacramento workers, has excellent schools, and a wide variety of housing, from starter homes to ranch estates. The Laguna Creek area is the newest development in Elk Grove, and has added a major new dimension to the community. Elk Grove's population is diverse in ethnicity, income levels and age. These attributes and more have attracted a continuing influx of homeowners who are looking for a comfortable, affordable lifestyle, close to metropolitan living, yet without the congestion, overcrowding and expense.

As more businesses make their home here, inhabitants will be able to live and work in Elk Grove with a minimal commute. And of course, as the population grows, so does the retail and service industry. Elk Grove residents have close access to several major health-care facilities, shopping, recreational facilities, and much more.

Its ability to retain that small town feeling is what makes Elk Grove special to its residents. Despite its close proximity to Sacramento, Elk Grove has remained quietly independent, and a conscious effort has been made to maintain the community's character. The local decision-makers have taken steps to ensure that the natural beauty of the area remains intact by establishing numerous parks and wildlife reserves. In fact, one the highest priorities of the Elk Grove Community Services District is to provide quality parks for its residents.

Title insurance is like a life preserver on a boat. You will probably never need it, but if you do, you will be very glad that it is there! How does title insurance work, and how does it protect you in the home buying process?

A title search will be ordered before you buy a home, to make sure that the sellers legally own the property, and that no one else has a legal interest in the home. The title company will also check through the ownership records for any liens, easements or other encumbrances on the title. This search should turn up any transactions that may not appear on the public record, such as an unsound transfer that occurred many years ago. Title insurance protects you against future claims against your home.

Your real estate agent can give you more specific information about the cost of title insurance and the types of coverage available in your area.

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